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On -Line Pre-Qualification Application
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If you have a small down payment, (minimum required is 3% of the purchase price of the home) and verifiable income, you WILL under most circumstances be approved! Credit at this point will NOT matter. Your only restriction will be how much you can spend on a home of your own. This is completely determined by your income and the amount of the deposit as a combined amount.
Please complete this application as thoroughly as you can. Each application is reviewed on a personal and individual basis. We are in the business to provide you excellent service and to answer all of your concerns and questions. We cannot do our job and give you excellent service if you don't provide us with complete and accurate information. Rest assured that we DO NOT at this point in the process pull your credit. If we Pre-approve you for the program with this application you will be required to complete a more detailed application where we do look at your credit. Credit is not as important as verifiable income. Please note all income from all sources. This application is simply to verify your income and if you have a bankruptcy and when and if it has been discharged.
If we approve you after this preliminary Pre-Qualification Application, we will ask you to complete a mortgage Application. This is a requirement as we need to know why you won't qualify for a mortgage so we can connect you with the right lender that will be willing to work with you over the next few years to clear up any and all existing issues.
By filling out this application and signing, I declare that the application is complete, true and acurate and I herewith give my permission for anyone contacted to release any and all personal information as deemed necessary in the consideration of this application. Any false information will constitute grounds for rejection of this application. or Management may at any time immediately terminate any agreement entered into in reliance upon misinformation given on this application.
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